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Yellen Warns Against Erasing Regulations Made After Financial Crisis

She also cautioned against overconfidence, noting that policy makers gathered at this same conference a decade ago were optimistic about the resilience of the system — which was even then in the process of falling apart. One goal of the changes enacted since the crisis is to guard against the problems that regulators do not anticipate.“The events of the crisis demanded action, needed reforms were implemented and these reforms have made the system safer,” Ms […]

Hurricane Harvey, Samsung, Tappan Zee Bridge: Your Friday Briefing

• Best of late-night TV. […]

$45 Billion to Fight Opioid Abuse? That’s Much Too Little, Experts Say

The Affordable Care Act vastly expanded access to addiction treatment by designating those services as “essential benefits.” That means they had to be covered through both an expansion of Medicaid to far more low-income adults and the marketplaces set up under the law for people to buy private plans. Both the House and Senate health bills would effectively end the expansion and cap federal Medicaid spending, resulting in the loss of coverage for millions of people, according to the Congressional Budget Office.Continue reading the main storyAccording to the National Household Survey on Drug Use and Health, there were roughly 1.35 million low-income Americans in 2015 with an opioid use disorder. Only 25 percent of those people get treated in a year, although the Affordable Care Act’s expansion of health insurance coverage has provided more resources for closing the treatment gap.Richard G. Frank, a health economics professor at Harvard Medical School, has estimated that last year, people who enrolled in expanded Medicaid incurred about $4.5 billion in costs for mental health and addiction treatment […]

Clever DIY pull-out extensions transform ordinary van into mini-camper (Video)

This amazing conversion takes the add-on rear kitchen system a huge step further, creating a van that transforms into a full-fledged camper you can sleep in. […]

Honor the Buffalo Soldiers ‘John Wayne’ Legacy in Our National Parks

“Discovering the Buffalo Soldiers in the archives at Yosemite was like stumbling into family you don’t know you have, in a foreign land.” Ranger Shelton Johnson’s description in our newsletter, Pickup & GO!, in the late 1990s was ringing through my mind as I thought about how I could most effectively respond to this e-mail: “The National Park Service is studying the role of the Buffalo Soldiers in the early years of the National Park System. Our study team is collecting information from the public to better understand the Buffalo Soldiers and their work as it relates to our national parks, current efforts to tell those stories, and opportunities to enhance and further commemorate Buffalo Soldier history.” Comment here. The Buffalo Soldiers were instrumental in protecting Yosemite and Sequoia National Parks at the turn of the 20th Century when the Army ran the parks, before the establishment of the Park Service in 1916. Wow!! Did I have an earful for them!! It’s like being asked how you’d like to honor your greatest heroes of all time. Frank and I have encountered such a preponderance of evidence of the contributions of Buffalo Soldiers in National Parks from Alaska to Texas that I could hardly wait to share with the Park Service in hopes that they will share it with the world. […]

Fallingwater: a contradiction in sustainable design

It is perhaps the most unsustainable building ever built, and yet…. […]

Spend the night in Frank Lloyd Wright’s Duncan House

There is a lot to learn from this simple but wonderful house in the woods […]