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California Today: California Today: Graduate Students Fear Tax Increase

Supported byU.S.California Today: Graduate Students Fear Tax IncreaseGood morning.(Want to get California Today by email? Here’s the sign-up.)A Navy veteran, expectant father and nuclear engineering graduate student at the University of California, Berkeley would see his taxes increase by $4,247. Another graduate student at Berkeley, a mother of two who is studying jurisprudence and social policy, would see her federal taxes increase by $1,647.These are the some of the numbers that Kathy Shield, a graduate student at Berkeley, has crunched to highlight the repeal of an obscure deduction in the tax bill passed earlier this month by the House of Representatives.PhotoThe University of California at Berkeley campus.Credit Elizabeth D. Herman for The New York TimesMany universities waive tuition for graduate students in exchange for research or teaching duties. The House bill contains a provision that, if included in a final tax bill, would remove a deduction on the waived tuition.Ms. […]

Casting Wall Street as Victim, Trump Leads Deregulatory Charge

Most noticeably, there’s been a dramatic change in tone from the White House. This weekend, Mr. Trump wrote in a Twitter post that regulators, in particular the consumer bureau, have left the financial industry “devastated and unable to properly serve the public.”It was a rare instance of a politician casting Wall Street as a victim — especially since the banking industry is on a roll. Commercial banks last year generated $157 billion in profits, the highest level ever, according to the Federal Deposit Insurance Corp. Banks are making lots of loans […]

A Broke, and Broken, Flood Insurance Program

The program has other troubles as well. It cannot force vulnerable households to buy insurance, even though they are required by law to have it. Its flood maps can’t keep up with new construction that can change an area’s flood risk. It has spent billions of dollars repairing houses that just flood again. Its records, for instance, show that a house in Spring, Tex., has been repaired 19 times, for a total of $912,732 — even though it is worth only $42,024.And after really big floods, the program must rely on armies of subcontractors to determine payments, baffling and infuriating policyholders, like Mr. Clutter, who cannot figure out who is opposing their claims, or why.Continue reading the main storyRoy E […]

‘You’re a Quadriplegic’: A Las Vegas Victim Faces a Hard Reality

Ms. […]

Harvey Victims Face Hurdles, and Maybe Bills, in Getting Aid

PhotoA home in Spring, Tex., north of Houston, was still inundated on Tuesday, more than three days after Hurricane Harvey made landfall.Credit Ilana Panich-Linsman for The New York TimesAs a brutal storm continues to pound the Gulf Coast, tens of thousands of homeowners are turning to the government for help in repairing and rebuilding. Much of the aid they receive will require taking on debt — an unpleasant surprise to those who may lack the income to pay it back.And as victims of past disasters can attest, that aid may be cumbersome to obtain, insufficient to cover the cost of reconstruction, and take years to fully pay out.Government officials emphasize that the federal programs are meant to supplement, not replace, insurance and other financial buffers against catastrophe […]

Insurance Premiums and Deficit Would Soar if Trump Cuts Obamacare Subsidies, C.B.O. Says

Supported byPoliticsInsurance Premiums and Deficit Would Soar if Trump Cuts Obamacare Subsidies, C.B.O. SaysPhotoPresident Trump at the White House on Monday.Credit Tom Brenner/The New York TimesWASHINGTON — Premiums for the most popular health insurance plans would shoot up 20 percent next year, and federal budget deficits would increase by $194 billion in the coming decade if President Trump carries out his threat to end certain subsidies paid to insurance companies for the benefit of low-income people, the Congressional Budget Office said Tuesday.DocumentRead the C.B.O.’s ReportThe nonpartisan Congressional Budget Office on Tuesday released its findings on the effects of eliminating payments for cost-sharing reductions under the Affordable Care Act.OPEN DocumentThis is a developing story. Check back soon for updates.Get politics and Washington news updates via Facebook, Twitter and the Morning Briefing newsletter.Continue reading the main storyWe’re interested in your feedback on this page. Tell us what you think.Repealing ObamacareComplete coverage of Republican plans to repeal and replace the Affordable Care Act. Trump’s Twitter Fury at McConnell Risks Alienating a Key Ally AUG 10 Deepening Rift, Trump Won’t Say if Mitch McConnell Should Step Down AUG 10 Republican Senator Is on a Mission to Rescue the Health Care Law AUG 5 With Few Wins in Congress, Republicans Agree on Need to Agree AUG 4 Senate Passes F.D.A. Funding and ‘Right to Try’ Drug Bills AUG 3 See More »Related Coverage Health Insurers Get More Time to Calculate Increases for 2018 AUG. 13, 2017 Facing Trump Subsidy Cuts, Health Insurance Officials Seek a Backup Plan AUG. 7, 2017 Republicans in Congress Bypass Trump to Shore Up Health Law AUG. 1, 2017 Related CoverageWhat’s NextLoading…Go to Home Page »Site Index The New York TimesSite Index NavigationSite Information Navigation© 2017 The New York Times Company Home Search Accessibility concerns? Email us at [email protected] […]

Republicans in Congress Bypass Trump to Shore Up Health Law

In California, the state agency that runs the insurance marketplace announced on Tuesday that rates would increase by 12.5 percent on average next year. That is slightly lower than the rate increases Californians saw this year. But Peter V. Lee, the executive director of the agency, Covered California, said the average increase would be twice as high for popular “silver” plans if the Trump administration blocked the cost-sharing payments.“This policy allowed health plans to stay in the market when they might have left otherwise,” Mr. Lee said of the potential additional increase, which he called a “surcharge.”He added, “By the end of this month, we have to hear there’s clarity that the cost-sharing reductions will be made, or we will apply the surcharge.”In Kentucky, according to data posted by the federal government, Anthem has requested rate increases averaging 34 percent for plans covering 69,500 people. BlueCross BlueShield of South Carolina has sought rate increases averaging 33 percent.Newsletter Sign UpContinue reading the main storyGet the Morning Briefing by EmailWhat you need to know to start your day, delivered to your inbox Monday through Friday.Thank you for subscribing.An error has occurred […]