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  • ¿Cómo pensar como Sherlock Holmes? - Maria Konnikova September 25, 2017
    Ningún personaje de ficción es más conocido por sus poderes de intuición y observación que Sherlock Holmes. Pero, ¿es su inteligencia extraordinaria una invención de la ficción o podemos aprender a desarrollar estas habilidades, para mejorar nuestras vidas en el trabajo y en casa? A través de ¿ Cómo pensar como Sherlock Holmes? , la periodista y psicóloga Ma […]
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  • Sapiens - Yuval Noah Harari September 25, 2017
    New York Times Bestseller A Summer Reading Pick for President Barack Obama, Bill Gates, and Mark Zuckerberg From a renowned historian comes a groundbreaking narrative of humanity’s creation and evolution—a #1 international bestseller—that explores the ways in which biology and history have defined us and enhanced our understanding of what it means to be “hum […]
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  • La teoría del todo - Stephen W. Hawking September 25, 2017
    Una manera clara y amena de acercarse a los misterios del universo. En esta esclarecedora obra, el gran físico británico Stephen Hawking nos ofrece una historia del universo, del big bang a los agujeros negros. En siete pasos, Hawking logra explicar la historia del universo, desde las primeras teorías del mundo griego y de la época medieval hasta las más com […]
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  • Sobre la teoría de la relatividad especial y general - Albert Einstein September 25, 2017
    Entre el Electromagnetismo y la Mecánica newtoniana existe una fórmula de bisagra: la teoría de la relatividad especial y general. La importancia del nuevo marco planteado por Albert Einstein se entiende por lo siguiente: la percepción del tiempo y el espacio es relativa al observador. ¿Qué significa esto? Si usted viaja a una velocidad mayor que la de la lu […]
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  • El gran diseño - Stephen Hawking & Leonard Mlodinow September 25, 2017
    Aun antes de aparecer, este libro ha venido precedido, en todos los medios de comunicación, de una extraordinaria polémica sobre  sus conclusiones: que tanto nuestro universo como los otros muchos universos posibles surgieron de la nada, porque su creación no requiere de la intervención de ningún Dios o ser sobrenatural, sino que todos los universos pro […]
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  • Breve historia de mi vida - Stephen Hawking September 25, 2017
    La mente maravillosa de Stephen Hawking ha deslumbrado al mundo entero revelando los misterios del universo. Ahora, por primera vez, el cosmólogo más brillante de nuestra era explora, con una mirada reveladora, su propia vida y evolución intelectual. Breve historia de mi vida cuenta el sorprendente viaje de Stephen Hawking desde su niñez […]
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  • La física del futuro - Michio Kaku September 25, 2017
    Un recorrido asombroso a través de los próximos cien años de revolución científica. El futuro ya se está inventando en los laboratorios de los científicos más punteros de todo el mundo. Con toda probabilidad, en 2100 controlaremos los ordenadores a través de diminutos sensores cerebrales y podremos mover objetos con el poder de nuestras mentes, la inteligenc […]
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  • Tricks Any Dog Can Do! - Susan Day September 25, 2017
    This great book comes with advice and guidance as to the best way to teach these tricks. It offers more than one method which the reader can choose depending upon their own situation. There is also advice to using treats and shows you how to not end up with a treat junkie! This books is from the desk of Susan Day, a canine behaviourist. Susan teaches obedien […]
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  • Ágilmente - Estanislao Bachrach September 25, 2017
    Bachrach es Doctor en biología molecular y explica el funcionamiento del cerebro. A través de ello, da consejos y herramientas para ser más creativos y felices en el trabajo y en la vida. La neurociencia es clara: el cerebro aprende hasta el último día de vida. La creatividad puede expandirse. Tu mente, mediante la aplicación de las técnicas correctas, puede […]
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  • El cisne negro. Nueva edición ampliada y revisada - Nassim Nicholas Taleb September 25, 2017
    ¿Qué es un cisne negro? Para empezar, es un suceso improbable, sus consecuencias son importantes y todas las explicaciones que se puedan ofrecer a posteriori no tienen en cuenta el azar y sólo buscan encajar lo imprevisible en un modelo perfecto. El éxito de Google y You Tube, y hasta ell 11-S, son “cisnes negros”. Para Nassim Nicholas Taleb, los cisnes negr […]
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Harvey Victims Face Hurdles, and Maybe Bills, in Getting Aid

PhotoA home in Spring, Tex., north of Houston, was still inundated on Tuesday, more than three days after Hurricane Harvey made landfall.Credit Ilana Panich-Linsman for The New York TimesAs a brutal storm continues to pound the Gulf Coast, tens of thousands of homeowners are turning to the government for help in repairing and rebuilding. Much of the aid they receive will require taking on debt — an unpleasant surprise to those who may lack the income to pay it back.And as victims of past disasters can attest, that aid may be cumbersome to obtain, insufficient to cover the cost of reconstruction, and take years to fully pay out.Government officials emphasize that the federal programs are meant to supplement, not replace, insurance and other financial buffers against catastrophe […]

Insurance Premiums and Deficit Would Soar if Trump Cuts Obamacare Subsidies, C.B.O. Says

Supported byPoliticsInsurance Premiums and Deficit Would Soar if Trump Cuts Obamacare Subsidies, C.B.O. SaysPhotoPresident Trump at the White House on Monday.Credit Tom Brenner/The New York TimesWASHINGTON — Premiums for the most popular health insurance plans would shoot up 20 percent next year, and federal budget deficits would increase by $194 billion in the coming decade if President Trump carries out his threat to end certain subsidies paid to insurance companies for the benefit of low-income people, the Congressional Budget Office said Tuesday.DocumentRead the C.B.O.’s ReportThe nonpartisan Congressional Budget Office on Tuesday released its findings on the effects of eliminating payments for cost-sharing reductions under the Affordable Care Act.OPEN DocumentThis is a developing story. Check back soon for updates.Get politics and Washington news updates via Facebook, Twitter and the Morning Briefing newsletter.Continue reading the main storyWe’re interested in your feedback on this page. Tell us what you think.Repealing ObamacareComplete coverage of Republican plans to repeal and replace the Affordable Care Act. Trump’s Twitter Fury at McConnell Risks Alienating a Key Ally AUG 10 Deepening Rift, Trump Won’t Say if Mitch McConnell Should Step Down AUG 10 Republican Senator Is on a Mission to Rescue the Health Care Law AUG 5 With Few Wins in Congress, Republicans Agree on Need to Agree AUG 4 Senate Passes F.D.A. Funding and ‘Right to Try’ Drug Bills AUG 3 See More »Related Coverage Health Insurers Get More Time to Calculate Increases for 2018 AUG. 13, 2017 Facing Trump Subsidy Cuts, Health Insurance Officials Seek a Backup Plan AUG. 7, 2017 Republicans in Congress Bypass Trump to Shore Up Health Law AUG. 1, 2017 Related CoverageWhat’s NextLoading…Go to Home Page »Site Index The New York TimesSite Index NavigationSite Information Navigation© 2017 The New York Times Company Home Search Accessibility concerns? Email us at accessibility@nytimes.com […]

Republicans in Congress Bypass Trump to Shore Up Health Law

In California, the state agency that runs the insurance marketplace announced on Tuesday that rates would increase by 12.5 percent on average next year. That is slightly lower than the rate increases Californians saw this year. But Peter V. Lee, the executive director of the agency, Covered California, said the average increase would be twice as high for popular “silver” plans if the Trump administration blocked the cost-sharing payments.“This policy allowed health plans to stay in the market when they might have left otherwise,” Mr. Lee said of the potential additional increase, which he called a “surcharge.”He added, “By the end of this month, we have to hear there’s clarity that the cost-sharing reductions will be made, or we will apply the surcharge.”In Kentucky, according to data posted by the federal government, Anthem has requested rate increases averaging 34 percent for plans covering 69,500 people. BlueCross BlueShield of South Carolina has sought rate increases averaging 33 percent.Newsletter Sign UpContinue reading the main storyGet the Morning Briefing by EmailWhat you need to know to start your day, delivered to your inbox Monday through Friday.Thank you for subscribing.An error has occurred […]

New Health Bill Is Forecast to Leave 15 Million More Uninsured Next Year

Mr. Cruz’s proposal was included in a version of the bill released last week, but it has been assailed by the insurance industry. While the provision was omitted from the latest version of the bill that was released on Thursday, it remains under consideration to be part of the repeal legislation, a Republican congressional aide said.The budget office released its analysis as Senate Republicans are struggling to keep alive their longtime goal of repealing the Affordable Care Act — and to settle on a strategy for achieving that aim. But its conclusions are not likely to help.The budget office did have good news about the latest version’s fiscal impact: it would reduce federal budget deficits by a total of $420 billion over 10 years, about $100 billion more than an earlier version of the legislation. The change resulted mainly from the fact that Senate leaders decided to keep two taxes on high-income people that would have been eliminated by the previous version of the Senate bill.How the Number of Uninsured Would ChangeThe increase in the number of uninsured is virtually the same under the initial and the revised versions of the proposed Senate Republican health plans.Senate repeal plan60 millionuninsuredInitial House billFinal House billRevised Senate plan50Initial Senate plan40Under theAffordableCare Act30201020172026Senate repeal plan60 millionuninsuredInitial House billFinal House billRevised Senate plan50Initial Senate plan40Under theAffordableCare Act30201020172026The latest version of the Senate bill would increase average insurance premiums by 20 percent next year, the budget office estimate, but it would reduce premiums after 2019, so that in 2026 premiums for a typical “benchmark plan” would be 25 percent lower than under current law.That is not all positive. One of the main reasons for the lower premiums is that the typical insurance plan would, according to the budget office, “pay for a smaller share of the total cost of covered benefits.” In other words, out-of-pocket expenses from deductibles and co-payments would grow.Moreover, the budget office said, even though average premiums for a standard benchmark plan would decline after 2019, many older people would face substantial increases in premiums.Newsletter Sign UpContinue reading the main storyThank you for subscribing.An error has occurred. Please try again later.You are already subscribed to this email.View all New York Times newsletters.For example, it said, the net premium — after tax credits — for a midlevel “silver plan” for a 64-year-old person with annual income of $26,500 would be $5,500 a year in 2026, or more than three times the amount projected under current law.The analysis detailed huge changes that the bill would impose on Medicaid, the health care program for low-income people and the disabled. […]

The C.B.O. Score: A Few Bright Spots for Republicans. The Rest Can Be Scored as Grim.

It said the legislation would increase deductibles, make insurance more skimpy and destabilize markets. Average premiums would go down largely because the insurance they would pay for would become thinner and less valuable. Older people more likely to need insurance would be priced out of the market.Continue reading the main storyPresident Trump asked the Senate to write a bill that was less “mean” than a version passed by the House last month. According to a White House news release, the budget office’s score is not disqualifying. […]

The Dante Connection – Estelle Ryan

The Dante Connection Estelle Ryan Genre: Mysteries & Thrillers Publish Date: February 26, 2013 Publisher: Estelle Ryan Seller: Draft2Digital, LLC Art theft. Coded messages. A high-level threat. Despite her initial disbelief, Doctor Genevieve Lenard discovers that she is the key that connects stolen works of art, ciphers and sinister threats. Betrayed by the people who called themselves her friends, Genevieve throws herself into her insurance investigation job with autistic single-mindedness. When hacker Francine appears beaten and bloodied on her doorstep, begging for her help, Genevieve is forced to get past the hurt of her friends’ abandonment and team up with them to find the perpetrators. Little does she know that it will take her on a journey through not one, but two twisted minds to discover the true target of their mysterious messages. It will take all her personal strength and knowledge as a nonverbal communications expert to overcome fears that could cost not only her life, but the lives of many others. […]

What a self-driving car sees and who should be insured in case of an accident (Video)

Tesla offers a video demonstrating how its self-driving cars “see” the road, and a big grant asks key questions about artificial intelligence […]